Fintech Software Development & Banking IT Solutions
Innovative IT Solutions for Financial Institutions
We break our process of fintech software development down into five easy steps; identify your business goals, understand the gaps, and provide custom digital solutions that provide real value. We ensure that with every product we build for you, you get a secure, scalable, and user-friendly solution that increases operational efficiency, enhances customer experience, and helps you meet your compliance requirements every time.
At our financial software development company, we also understand that each financial institution has different needs. This is why we do not sell off-the-shelf software. Instead, we work collaboratively with your team to build technology that fits your unique workflows, design for your customers, and incorporate compliance that works for your specific environment.
Let us collaborate on building something great like custom fintech application development or providing IT consulting for banks and fintech startups! Whether it is a core banking platform, a payment gateway, a digital wallet, or blockchain-based solutions, we are committed to infusing your financial technology with an emphasis on innovation, reliability, and intimate knowledge of your unique domain!
Ready to level up your digital transformation journey with wealth management software development? Let’s talk about the Banking IT solutions we create!
Key Challenges We Cater in Fintech & Banking Software Development
Security & Data Privacy
Regulatory Compliance
Legacy System Integration
User Experience & Scalability
Our Custom Fintech & Banking Software Development Services
Digital Payment Gateway Development
We design and develop secure, fast and customizable digital payment gateway development that support cards, UPI, wallets and more. Our fully scalable fraud detection software using AI follows PCI-DSS compliance. Also, it allows for integration with apps or websites to facilitate seamless transactions while preventing fraud. Indeed, real-time financial transaction software like this is suitable for fintechs, banks and businesses that want complete control of their payment processing.
Blockchain Solutions for Banking
We use blockchain technology to bring more transparency, speed, and security to banking processes. We design and develop smart contracts, decentralized apps and private ledgers using a range of blockchain programs including Ethereum and Hyperledger. Our solutions are ideal for cross-border payments, digital identity, and secure transactions to solve for cost, fraud, and delays in the transaction process, with the added bonus of being developed with scaling in mind.
AI-Powered Fraud Detection Software
We create intelligent fraud detection software which uses artificial intelligence and machine learning to investigate and prevent any suspicious activity in real-time. NGS Solutions will look at user behavior, detecting strange aspects, and continue to learn as time goes on. Our perfect Fintech software development for banks and fintechs means to stop fraud, identity theft and financial crime while decreasing false or positive hits!
Personal Finance Management (PFM) Tools
Utilize smart, intuitive Personal Finance Management tools to give users control of their financial lives. We develop customized PFM software that facilitates budgeting, expense tracking, goal setting, and real-time financial insights to help individuals and businesses confidently and easily make smarter financial decisions, enhance savings, and achieve financial wellness.
Why Choose NGS Solution for Fintech & Banking IT?
Deep Domain Expertise
Looking for IT consulting for banks and fintech startups? We know the unique challenges of banks, fintechs, and financial institutions. Our years of industry experience have allowed us to build intelligent, compliant, and future-oriented solutions that fit your workflows uniquely. We know your vernacular ie; banking core systems, payments, digital design and lending. You grow the market, and we'll handle the technology.
End-to-End Custom Development
We do everything from concept to deployment, UI/UX, backend, web, apps, APIs, integrations, testing when we plan out creation of core banking software solutions. There are no generic templates or copying designs; we build every step to align with your vision and company needs. If you want block stack systems or have a previous version of the product, we will ensure every line of code is contributing to speed, security, and value to your operations. That is the essence of our secure software solutions for financial institutions!
Security-First Approach
We build compliance-ready fintech solutions from scratch with security as a core component. Encryption, secure logins, in compliance with regulations (PCI-DSS, KYC, AML) will keep your company protected and form audits. Your user trust is your most valuable asset and our techs will stand behind your users data and ensure it’ll be private, safe, and always controlled and owned by you! We promise security as an essential element of our financial analytics and BI services.
Scalable & Future-Ready Solutions
We support custom fintech application development that expands with you. Whether you are onboarding thousands of users or expanding your operations across borders, our platforms have the flexibility to expand without friction. With cloud-native architecture and real-time analytics, you will have the flexibility to stay ahead of the competition and be ready for what the financial industry throws at you next!
Our Fintech Success Stories & Use Cases
1. Digital Wallet for a Fintech Startup
An emerging fintech startup reached out to us to build a digital wallet application that was secure and scalable. We delivered an easy-to-use, stylish banking IT solution with instant money transfers, QR payments, and easy KYC integration. Within 6 months they had over 100,000 active users. Now their digital wallet is the highest-ranked wallet in the region, thanks to our financial software development company!
2. AI Fraud Detection for a Digital Bank
We partnered with a digital bank which was growing rapidly but struggling with an increasing amount of fraudulent transactions. We built a custom fraud detection system that utilized their real-time behavior and compared it continuously with instant threat identification. The end result was a decrease of 65% in fraud in less than three months, and a significant increase in customers’ trust and retention.
3. Blockchain Remittance Platform
A remittance company that operated internationally had a problem with transaction time and costs. They were looking for blockchain solutions for banking. We created a remittance platform that leverages blockchain technology based in Hyperledger that allows payments to happen nearly instantaneously and provides end-to-end visibility on cross-border payments. Now the client can offer cheaper and faster payments than bank transfers and has also entered three other markets.
4. Custom Core Banking System Upgrade
Our client who operated a mid-size bank needed to upgrade its legacy core banking system. We built a new core system with a modular design which was also cloud-ready. The new core system enables improved performance, simplified workflows and access to real-time data. The upgrade also saved the client 40% on operating costs and provided a significant change in customer satisfaction due to faster service, easier online banking.
5. Digital Payment Gateway Development for an E-commerce Platform
An e-commerce company wanted to take control of their payment processing. We created a payment gateway from scratch and incorporated cards, UPI, wallets and net banking into it. The digital payment platform includes:
- Fraud filters
- Auto reconciliation
The platform now processes over 50,000 transactions per day securely, smoothly and in their own brand.
Need a second
opinion? 🤔
‘’The NGS Solution, a software development company, provided exactly what we needed, on time, and exceeded our expectations. They were proactive, communicative, and extremely capable.’’
Sarah Mitchell
Manager, HealthSync Technologies
“Partnering with NGS was a game changer for us. The experts at this custom software development company understood our fintech requirements immediately and created a secure, scalable platform that we use every day.”
James Carter
CTO, Finovate Edge
“It felt like NGS was a true partner from our very first call. Their agile process kept us in the loop and, ultimately, the product has revolutionized our logistics processes.”
Priya Desai
Operations Director, MoveFast Logistics
“The NGS team built us a custom e-commerce platform that improved our conversion rate by 40%. They were creative, responsive, and focused on finding solutions.”
Daniel Rees
Founder, UrbanCart
“We needed a SharePoint upgrade and had zero knowledge. NGS delivered on every level and were super helpful after we went live.”
Laura Kim,
IT Manager, MetroGov Services
Fintech & Banking IT Software Development FAQs
The cost can vary widely depending on complexity, features, platform (web/mobile), and customization. An MVP may start at a very basic level for the $20,000–$40,000 range, where a full enterprise level platform with advanced integrations can exceed $100,000. We have multiple pricing models and always customize the solution within your budget & goals.
Every project is different and the timeline depends upon the scope of the project whether it is creating fraud detection software using AI or providing financial analytics and BI services. A simple application could take 8–12 weeks, whereas a complex platform (like core banking system or blockchain application) could take 4–6 months or longer. To facilitate Fintech software development, we work in agile sprints, therefore you’ll see continuous progress, allowing you to release sooner with phased releases.
Yes, compliance is built into our development process whether it is for blockchain solutions for banking or compliance ready fintech solutions. We follow industry standards (PCI-DSS, GDPR, KYC/AML etc.) and also comply with the local banking regulations to provide a development platform that’s secured, legally compliant, and audited. We also involve your legal or compliance teams as needed.
Yes, we focus on integrations with legacy systems, third-party APIs, payment processors, CRMs, KYC platforms, and much more. We facilitate a smooth flow of information with minimal disruption, and compatibility with your current structure will be accomplished.
Of course. We provide complete post-launch support with bug fixes, security updates, performance improvements, and new feature development. We can also be your long-term tech partner to help support, and assist you in operating and evolving your software!
Your All-rounder App Development Support system!
Start Your Custom Fintech Software Development Project Today!
Transform Your Ideas into Impactful Software Solutions!
We enable you to make a difference through technology. Trust our experts as they build robust and scalable applications from concept to code while focusing your goals. Together we will innovate, grow, and succeed!
or call Noor on +1 (972) 474-3919
Latest Blogs
No matter how big or small the project is, we love working on design.
Pagination vs Infinite Scroll: Which is Best for Your Website
Have you ever found yourself clicking “Next Page” for a long time or being frustrated by the indication of ‘’loading…
Choosing Right Game Engine for Your 2D Game Development Project
There will always be a challenge in the beginning of any game development process, because it is a mix of…
How to Open Bin Files – A Detailed Guide To Look For In 2025
There are many individuals amongst us who are unable to open the .BIN files! We cannot categorize one or two…